132 16Th Ter Ne, Cape Coral, FL 33909
For Sale $274,000
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NEW PRICE — NOW $274,000 + ASSUMABLE MORTGAGE AT 3.5%! Rare opportunity in NE Cape Coral: this 2021-built, 3-bedroom, 2-bathroom home comes with the seller's assumable mortgage — a $152,000 balance at just 3.5%, about $683/month in principal and interest, versus roughly $1,034/month for a new loan at today's rates. That's around $351 saved every single month. Schedule today and walk right in! Some homes simply feel easy to live in, and this is one of them. A split-bedroom floor plan with high ceilings offers a comfortable balance of open gathering space and privacy. The kitchen sits at the heart of the home with stainless steel appliances, ample cabinetry and generous counter space, open to the main living and dining areas — perfect for staying connected while cooking or entertaining. The primary suite features a walk-in closet and a private bathroom with dual sinks, while two additional bedrooms with closets sit on the opposite side of the home. Additional features include tile flooring throughout, a separate laundry room, a paver driveway, and an automatic irrigation system. Conveniently located near Santa Barbara Boulevard, Diplomat Elementary and Diplomat Middle School, plus shopping, dining, and everyday services throughout Cape Coral. Whether you're looking for a primary residence, a seasonal Florida retreat, or an investment property, 132 NE 16th Terrace at $274,000 deserves a closer look. Mortgage assumption is subject to lender/servicer approval and buyer qualification. Schedule your private showing today! Pictures with furniture are virtually staged.
Pantry
Walk-In Closet(s)
Taxes: $4,664.79
Tax Year: 2025
Electric Cooktop
Dishwasher
Microwave
Refrigerator/Icemaker
Water Treatment Owned
Y
Elementary School: Choice
Middle School: Choice
Junior High: Choice
High School: Choice
Building Description: Ranch, Single Family
Community Type: No Subdivision, Non-Gated
MLS Area: Cape Coral
Total Square Footage: 1,705
Total Floors: 1
Water: Assessment Unpaid, Well
Construction: Concrete Block, Stucco
Short Sale: No
Date Listed: 2026-08-12 00:00:00
Furnished: Unfurnished
Kitchen Description: Island, Pantry
Parking: Driveway Paved, Paved, Attached
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Tile
Roof: Shingle
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Storm Protection: Shutters
Security: Smoke Detector(S)
Laundry: Washer/Dryer Hookup, Laundry In Residence
Irrigation: Assessment Unpaid, Well
Pets: Yes
Restrictions: No Commercial, No Rv
Sewer: Septic Tank
Lot Desc.: Regular
Listing Courtesy Of: Century 21 Selling Paradise
moralesara@gmail.com
NEW PRICE — NOW $274,000 + ASSUMABLE MORTGAGE AT 3.5%! Rare opportunity in NE Cape Coral: this 2021-built, 3-bedroom, 2-bathroom home comes with the seller's assumable mortgage — a $152,000 balance at just 3.5%, about $683/month in principal and interest, versus roughly $1,034/month for a new loan at today's rates. That's around $351 saved every single month. Schedule today and walk right in! Some homes simply feel easy to live in, and this is one of them. A split-bedroom floor plan with high ceilings offers a comfortable balance of open gathering space and privacy. The kitchen sits at the heart of the home with stainless steel appliances, ample cabinetry and generous counter space, open to the main living and dining areas — perfect for staying connected while cooking or entertaining. The primary suite features a walk-in closet and a private bathroom with dual sinks, while two additional bedrooms with closets sit on the opposite side of the home. Additional features include tile flooring throughout, a separate laundry room, a paver driveway, and an automatic irrigation system. Conveniently located near Santa Barbara Boulevard, Diplomat Elementary and Diplomat Middle School, plus shopping, dining, and everyday services throughout Cape Coral. Whether you're looking for a primary residence, a seasonal Florida retreat, or an investment property, 132 NE 16th Terrace at $274,000 deserves a closer look. Mortgage assumption is subject to lender/servicer approval and buyer qualification. Schedule your private showing today! Pictures with furniture are virtually staged.
Property Details
Price: $274,000
Sq Ft: 1,286
($213 per
sqft)
Bedrooms: 3
Bathrooms: 2
Unit On Floor: 1
City: Cape Coral
County: Lee
Type: Single Family
Development: Cape Coral
Acres: 0.2300
Virtual Tour/Floorplan: View
Year Built: 2021
Listing Number: 2026034188
Status Code: A-Active
Taxes: $4,664.79
Tax Year: 2025
Application Fee: $0.00
Garage:
2
/
Y
Furnishings: Unfurnished
Pets Allowed: Yes
Interior Features:
Pantry
Walk-In Closet(s)
Financial Information:
Taxes: $4,664.79
Tax Year: 2025
Equipment:
Electric Cooktop
Dishwasher
Microwave
Refrigerator/Icemaker
Water Treatment Owned
View:
Y
School Information:
Elementary School: Choice
Middle School: Choice
Junior High: Choice
High School: Choice
Additional Information:
Building Description: Ranch, Single Family
Community Type: No Subdivision, Non-Gated
MLS Area: Cape Coral
Total Square Footage: 1,705
Total Floors: 1
Water: Assessment Unpaid, Well
Construction: Concrete Block, Stucco
Short Sale: No
Date Listed: 2026-08-12 00:00:00
Furnished: Unfurnished
Kitchen Description: Island, Pantry
Parking: Driveway Paved, Paved, Attached
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Tile
Roof: Shingle
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Storm Protection: Shutters
Security: Smoke Detector(S)
Laundry: Washer/Dryer Hookup, Laundry In Residence
Irrigation: Assessment Unpaid, Well
Pets: Yes
Restrictions: No Commercial, No Rv
Sewer: Septic Tank
Lot Desc.: Regular
Map of 132 16Th Ter Ne, Cape Coral, FL 33909
Listing Courtesy Of: Century 21 Selling Paradise
moralesara@gmail.com